Mt. Elbrus Summit & Ski Descent

Travel Consultant

RMI has partnered with Erin Rountree to provide comprehensive travel support. We have been working with Erin for many years. As an independent agent of the Travel Society, she has booked countless miles for adventure travelers across the globe and is extremely knowledgeable about the travel needs of our programs. Please call (208) 788-2870 or send email to [email protected].

Travel Insurance

Travel insurance is required for this trip. Your travel insurance policy should include trip cancellation, trip interruption, trip delay, baggage loss or delay, medical expenses, and evacuation.

Navigating through the different options for travel insurance can be challenging. When purchasing Travel Insurance, here are a few items to consider:

• Read the fine print. Travel Insurance will reimburse you when canceling for a covered reason for prepaid, non-refundable trip costs that you insure. However, there are exclusions, so make sure you understand the "covered reasons."
• Confirm that your activity is a covered “activity.” Not all travel insurance policies will offer coverage for activities such as mountaineering, climbing, skiing, or trekking adventures. Policies can also exclude coverage for activities due to the gear used (crampons, ice axe), activities that go above specific elevations or activities in a particular region of the world. If there are exclusions, you may need to add an "Adventure" or "Sports" package to cover your activity.
• Verify that your state of residence is allowed with the policy that you are purchasing. Not all insurance companies offer policies in all 50 states.
• Contact your travel protection company directly for any questions you have regarding benefits or coverage.

TRAVELEX

In today’s changing travel environment, it’s important to protect your travel investment. Unforeseen events such as flight delays, baggage loss or even a sudden sickness or injury could impact your travel plans. For your convenience, we offer Travelex Insurance protection plans to help protect you and your travel investment against the unexpected.

For more information on the available plans visit Travelex Insurance Services or contact Travelex Insurance (800) 228-9792 and reference location number 47-0370. 

The product descriptions provided here are only brief summaries and may be changed without notice. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. Travelex Insurance Services, Inc. CA Agency License #0D10209. Insurance coverages underwritten by individual member companies of Zurich in North America, including Zurich American Insurance Company (NAIC #16535, state of domicile: New York). RETWEB

RIPCORD

Ripcord Rescue Travel Insurance is travel insurance designed for adventurers, including the best evacuation and rescue services available.

Benefits are tailored for adventurers and include:

• Rescue and evacuation from the point of illness or emergency to your home hospital of choice.
• Trip cancellation/interruption, primary medical expense coverage, sporting goods, baggage loss, emergency dental, Accidental Death & Dismemberment (AD&D) and more.
• Completely integrated one-stop program with a single contact for emergency services to travel assistance and insurance claims.
• 24/7 access to paramedics, nurses and military veterans.
• Security extraction in case of unexpected dangerous and chaotic events.
• Cancel For Any Reason (CFAR) options and pre-existing condition waiver within 14 days of your initial trip deposit.

Ripcord Rescue Travel Insurance is powered by Redpoint Resolutions, a medical and travel security risk company. Their team is comprised of special operations veterans, paramedics, Stanford Medicine affiliated physicians, former intelligence officers, insurance actuaries and global security experts with dozens of years of experience in theaters around the world. The Redpoint network covers the globe, making them uniquely equipped to provide elite rescue travel insurance – in every sense of the word. Whether it’s reimbursing you for a cancelled trip, paying your travel medical bills or evacuating you home in an emergency, Ripcord takes the worry out of your travel.

Security & Medical Evacuation

Global Rescue is the world’s premier provider of medical and security advisory and evacuation services. Security Evacuation offers crisis evacuation services in non-medical situations. Examples include evacuations from areas affected by natural disasters, war or conflict zones, terrorism, and other areas in which participant security is threatened.

Travel Advisories / Warnings

Please confirm any current travel advisories/warnings as well as passport and visa requirements with the US Department of State.

Currently the US Department of State has a Travel Adivsory pertaining the the north Caucasus, including the Mount Elbrus area. Please review the Travel Advisory before registering for this program to ensure that you are aware of the non-climbing risks associated with this program.

Getting There

Travel to Moscow’s Sheremetyevo Airport (SVO) typically takes about 24 hours from the U.S. depending on your departure city, available connections, and flight times. Flights generally arrive in the afternoon on Day 2 of the itinerary. 

Departing flights from St. Petersburg (LED) may be booked for any time on Day 13, the final day of the program.

Entry Requirements

A valid passport is required when traveling to Russia. Your passport must be valid for 6 months beyond the expected return date.

We suggest making a copy of the first two pages of your passport and keeping them in a separate bag as a backup. A copy should also be left with your emergency contact.

A Visa is also required for entry to Russia. This must be done prior to your arrival or you will not be permitted to enter the country.

Russian Visa

Our office will provide you with the current application form, a written itinerary and a letter of invitation from our hosting organization in Russia. You will need to submit these forms along with a valid passport, an additional passport photo and payment to your local Russian Consulate or a travel document company that can assist you in processing the Russian Visa. This generally takes place 2 - 3 months before the trip departure and will take 4 - 20 business days to process. Once your visa arrives, please check the date to ensure it covers your complete stay.

Airport Arrival

Upon arrival proceed to the Immigrations desk for foreign travelers. Proceed to Baggage Claim and then to Customs. There will be a random selection of bags for inspection. Be sure to keep all your bags together. You can then hire a Yandex taxi to take you to the hotel. 

Traveling With Skis

Pack your ski bag carefully to ensure your skis and bindings are well padded. Strap your skis and poles together and wrap your climbing skins around your bindings for extra protection. Fill any voids in your ski bag with clothing. We recommend using a TSA approved luggage lock to ensure the zippers stay closed.

Most airlines count skis as a normal checked bag however as baggage policies differ by airlines, be sure to check with your carrier. We recommend keeping your ski bag and duffel under 50 lb. each to avoid oversize charges.

A strategy that we recommend is to travel with your ski boots as a carry-on item. Your boots are arguably the most important piece of equipment, and in the event that your ski bag is delayed, you will have a workable option in the interim. Finding a pair of rental skis that work with your boots is generally easier than finding an entire ski setup.

In-Country Transportation

The provided transportation in Russia as stated in the itinerary is via private vehicle.

Immunizations & Travel Medicine

For the most current information on inoculation requirements and recommendations, please refer to the Center for Disease Control and Prevention.

Traveler's Health

Travelers often suffer from upset stomachs when in foreign countries. There are some basic rules, however, that can help keep you healthy.

• Hygiene - It is important that you wash your hands thoroughly before meals and after using any bathroom. If water is not available for washing, we recommend using a hand sanitizer.
• Water - The number one rule is: don't drink the water, and that includes shower water and ice! Brush your teeth with purified water rather than tap water. You should check bottled water for a good seal and use a napkin to wipe dry excess moisture in drinking glasses. Take care with fruit juice, particularly if it has been diluted with water. Carefully clean the tops of bottled beverages before opening.
• Food - If you can cook it, boil it, or peel it; you can usually eat it. Salads and fruits should be washed with purified water or peeled where possible. Be wary of ice cream and shellfish. Always avoid any undercooked meat.

Medical Emegencies

Elbrus is a remote mountain without easy access to definitive medical care. We are our own rescue team.

The medical facilities in Moscow, St. Petersburg and other urban areas in Russia are limited except for routine, non-emergency needs. We will work with our tour operator to access an appropriate level of care should the need arise.

Russia Country Facts

Russia is the largest country in the world at almost twice the size of the United States. Officially known as the Russian Federation, its main attractions include art, magnificent (and newly restored) cathedrals and monasteries, treasures and palaces of the czars, the performing arts, health spas, river cruises, historic sites, spectacular scenery, Siberia, and Moscow's Kremlin.

Russia has a captivating history. Tradition says the Viking Rurik came to Russia in 862 and founded the first Russian dynasty in Novgorod. Through the 10th and 11th centuries, Christianity united the various tribes, but Mongol raids broke the Russian territories into smaller dukedoms. It was Ivan the Terrible (1533-1584) who is credited with founding the Russian state. The succeeding period saw power wrested into the hands of the czars and expanded Russian territory. These actions ultimately led to revolution and the creation of the Soviet Union (U.S.S.R.) in 1922. The Union dissolved in 1991 and Russia became the federal presidential republic that it is today.

Russia will appeal to travelers who have a sense of adventure and an open mind. Don't expect a relaxing vacation and, unless you're in Moscow or St. Petersburg, don't expect deluxe accommodations - a trip through Russia requires determination, flexibility and plenty of patience.

Weather

The climbing season extends from May to September, with the highest summit success rate from mid-July through mid-August. September through April comprises the rainy and winter seasons.

The weather in Moscow and while traveling to and from the mountains can be very warm.

While there can be no guarantees of perfect weather in the mountains, our expeditions take full advantage of both the weather and route conditions for this expedition, and utilize prime months for optimal ski mountaineering experiences.

Cultural Etiquette

Although it is not expected that we dress formally, we should dress modestly. Casual and comfortable clothing and shoes are suggested. Showing expensive cameras, watches, jewelry, etc. is considered unseemly and may attract unwanted attention.

Men shake hands when greeting one another and maintain direct eye contact. Women generally shake hands when meeting one another for the first time. In greetings between men and women, a light handshake is common. It is expected that you remove your gloves to shake hands, regardless of how cold it may be. The three alternating kisses used in greetings are common only between friends and family.

Chivalry, for the most part, is still valued in Russia. Men are expected to hold the door, offer their seat, or offer their coat.

Electricity

Electricity in Russia is different than in the United States. Russia has standardized on type F (Gost) sockets and plugs. Type C plugs and power points are still commonly found in older buildings. Both are used for 230 volt, 50 hertz appliances. U.S. appliances will require plug adaptors, convertors or transformers. Remember to bring any necessary adaptors if you plan to recharge electronics.

Money

The current currency of Russia is the Ruble. Currency can be easily converted at banks, hotels and kiosks. Check a financial newspaper or www.xe.com for the current exchange rate prior to departure.

We suggest bringing $600 - $900 total for personal spending money including restaurant meals, drinks, pocket money, and the Support Staff Tip Pool.

Cash machines are still the best way to get money in country, so if you are in doubt, be sure to bring your cash card. Cash machines are readily available in Moscow and St. Petersburg, but become increasingly difficult to find outside of the main urban areas.

Credit cards are accepted in most, but not all, areas.

Everyone has a preferred way to carry money. Some use money belts, others have hidden pockets. Whatever you do, be aware of pickpockets in any area which caters to tourists.

Tipping

Everyone approaches tipping a little differently. Whether or not a person tips, and how much, is completely dependent upon the individual; here are some suggested tipping guidelines for your trip.

Local waiters, drivers, and other service personnel expect to be tipped. Ten to fifteen percent is standard. Some restaurants and hotels add a 10% service fee to bills in which case, no further tip is required.

Support Staff Tip Pool: We recommend that each climber contribute $75 to the Tip Pool. This is collected at the beginning of the trip and will cover group tips for all our support and mountain staff throughout the program.

Our guides work hard to ensure your well-being and success on the mountain. If you have a positive experience, gratuities are an excellent way to show your appreciation. Amounts are at your discretion and should be based on your level of enjoyment. Tips for excellent service normally average 10 – 15% of the cost of the program. If you would rather not bring the guide gratuity with you on the trip, you can send a check or call the RMI office to pay with a credit card upon your return.

Resources

http://wikitravel.org/en/Russia and https://www.lonelyplanet.com/russia offer a wealth of information.

Qualifications

This trip is open to all individuals in excellent physical condition, with "advanced" downhill skiing or riding ability, and previous ski touring experience. Comfort on black diamond terrain in ski areas and skiing in a variety of off-piste (ungroomed) snow conditions is required. Prior knowledge of, and comfort with, rope travel, the use of crampons, and ice axe arrest are also required.

Qualifying Programs

Recommended experiences prior to the Mt. Elbrus Ski Expedition include:

Physical Fitness Training

Even for the healthiest and fittest individuals, ski touring requires a high degree of physical stamina and mental toughness.

• Start immediately. Start a rigorous fitness and training program now with the goal of arriving in top physical condition and confident in your skills.
• Be intentional. Focus on gaining the necessary strength, stamina and skills to meet the physical and technical demands of the climb and descent.
• Be sport-specific. The best fitness and training program mimics the physical and technical demands of your climbing objective. The closer you get to your program date, the more your training should resemble the climbing and skiing.

For the Mt. Elbrus Ski Expedition, you are preparing for:

• Ascents and descents of 4,500 vertical feet in a day of backcountry touring, carrying a 15-20 lb backpack
• Ascents and descents of 2,500 vertical feet carrying a 35-40 lb backpack

Nothing ensures an enjoyable adventure like your level of fitness and training. Bottom line: Plan on being in the best shape of your life and ready for a very challenging adventure!

Please refer to our Resources for Mountaineering Fitness and Training for detailed fitness and training information.

Acclimatization

Excellent physical conditioning significantly increases your ability to acclimatize as you ascend. Climbers in excellent physical condition simply have more energy to commit to the acclimatization process throughout the days and nights of the ascent, allowing their bodies to adjust to the altitude more easily.

Finally, physical performance and acclimatization are also related to how well you have taken care of yourself throughout the hours, days and weeks prior to summit day. Arriving healthy and well-rested, maintaining proper hydration and caloric intake, and protecting against unnecessary heat loss (staying warm) are all key factors in an individual's success on an expedition such as this.

Meals

On the Mt. Elbrus Ski Expedition you will need 5 days of mountain snacks. All of your mountain snack items should weigh 3 - 4 lb.

Breakfast, lunch and dinner meals on the mountain are included as indicated in our Trip Itinerary. With the exception of hotel breakfasts, most restaurant meals are on your own. You are responsible for your own bottled water and drinks.

Mountain Snacks

You will want to have a few snack items with you everyday to fuel you up the trail. We continually snack to keep our energy levels up while we climb - lunch begins just after breakfast and ends just before dinner! Avoid packing any items that require preparation or hot water.

The importance of having foods that are genuinely enjoyed cannot be overstated. Eating properly is the key to maintaining strength while in the mountains. In order to combat the loss of appetite at altitude we aim to have a variety of foods that stimulate the whole palate, from sweet to sour to salty.

Recommended mountain lunch items: dry salami, smoked salmon, jerky (turkey, beef, fish), small cans of tuna fish, individually wrapped cheeses such as Laughing Cow or Baby Bell, crackers, bagels, candy bars, hard candies (Jolly Ranchers, Toffees, Life Savers), Gummy Bears, sour candies (Sweet Tarts), cookies, dried fruit, nuts, energy bars, GORP mixes, and drink mixes (Gatorade/Kool-Aid).

We may have a chance to purchase additional food in Russia, but we recommend you take what you need and only supplement with local food if necessary.

Breakfast

The breakfast menu includes items such as instant oatmeal, cold cereals (granola), breakfast bars, hot drinks (coffee, tea, cocoa, cider) and local fresh fruit.

Dinner

Dinner usually begins with soup and ends with dessert, followed by a round of hot drinks. Healthy one-pot meals, incorporating fresh local food whenever practical, are served as the main course. There are limitations, but the menu is planned to offer good variety and ample portions.

Payments

Deposit Payments: A non-refundable deposit payment of $1,500 per person secures your reservation.

• Deposit payments may be made via MasterCard, Visa, American Express*, e-check/ACH, or check from a U.S. bank.

Balance Payments: The balance payment is due 120 days before the start of your program.

• Balance payments may be made via MasterCard, Visa, American Express*, e-check/ACH, check from a U.S. bank or wire transfer.**
  • **Wire transfers must cover all fees charged by your bank. The amount of the incoming wire to our bank must equal the balance payment amount.
• A payment reminder is emailed approximately three weeks before your payment due date. If your balance payment is not received 120 days before the start of your program, your reservation will be canceled, and all program fees will be forfeited.
• Payment in full is required when registering for a program within 120 days of the departure date.

*There is a 3% surcharge on all credit/debit card transactions. Credit/debit cards are not accepted for payments of $10,000 or more.

Cancellation

The $1,500 per person deposit is non-refundable and non-transferable.

• All cancellations require written notification. Once the RMI Office receives your written notification of cancellation, the following apply:
  • If you cancel 120 or more days before the start of your program, the $1,500 per person deposit will not be refunded.
  • If you cancel less than 120 days before the start of your program, no refunds will be issued.

Due to the time-sensitive nature of these programs, and the amount of preparation time required for this program, we strictly adhere to our policy and cannot make exceptions for any reason.

Cancellation Insurance

We require that everyone purchase travel insurance. Please see our Travel Tab for details.

Land Cost

INCLUDED

• RMI Leadership
• Hotel accommodations as indicated in the itinerary, based on double occupancy*
• All park entrance fees
• Sight seeing arrangements as indicated in the itinerary
• Airfare from Moscow to Mineralnye Vody to St. Petersburg
• All group transportation in country as stated in the itinerary
• All breakfast and dinner meals on the mountain and other meals as stated in the itinerary
• All group cooking, climbing and camping equipment

NOT INCLUDED

• International airfare
• Travel insurance, medical evacuation insurance and security evacuation insurance
• Passport and visa fees
• Excess baggage fees from U.S. or flights within Russia
• Departure taxes
• Meals not included in the itinerary
• Bottled water and personal drinks
• Customary guide gratuities
• Support Staff Tip Pool (we suggest $75 per person)
• Additional room charges including laundry service and other personal expenses
• Hotel accommodations not indicated in the itinerary
• Transfer from Airport to Moscow hotel on arrival
• Transfer from St. Petersburg Hotel to Airport for outbound flight
• Medical, hospitalization and evacuation costs (by any means)

* Accommodations are based on double occupancy.  A Single Supplement Fee will be charged to those occupying single accommodations by choice or circumstance. The single supplement is not available in huts, tents, or in all hotels.

Risk Management

Please clearly understand that mountaineering is inherently hazardous. Managing risk is RMI’s number one priority. Our guides manage significant hazards inherent in mountaineering, but they cannot eliminate them.  Objective hazards include rockfall, icefall, avalanches, slides or falls by individuals and rope teams on steeper slopes, weather-related problems including cold, heat, high winds, and other unnamed dangers that can occur while climbing.

You are choosing to engage in an activity in which guided and non-guided climbers have been injured or killed. While those accidents are indeed infrequent, they may occur at any time and be out of our control. We ask that participants acknowledge the risks and hazards of mountaineering and make their own choices about whether or not to engage in this activity. 

PARTICIPANT Responsibilities

Mountaineering is both an individual challenge and a team endeavor. Each Participant is required to share in the responsibility of the safety and success of the team. For this reason, we ask that each Participant:

• Possess the climbing prerequisites required for this program.
• Possess the necessary physical and mental fitness required for this program.
• Be responsible for knowing all pre-departure information.
• Provide a signed Physician’s Certificate stating that the Participant is medically qualified to join this program.
• Update the RMI Office if there are any changes to your health or medical information before departure.
• Be properly attired and equipped as outlined in the Equipment List.
• Act in a considerate manner toward all team members and show respect for local customs, values, and traditions in the areas we travel.
• Help minimize our impact on the environment and follow appropriate Leave No Trace practices.
• Describe yourself, honestly and accurately, in terms of fitness, health, skills, abilities, and your equipment to your guide staff.
• Communicate with your guide staff on the mountain if there are any changes in your medications or health.
• Adhere to the advice of your guide staff.
• Continue to self-assess throughout the program, measuring your fitness, health, skills, and abilities against the demands required of the program.

RMI reserves the right to dismiss the Participant from a program or to send the Participant to a lower altitude at any time if the RMI Guide Staff determines, in its sole discretion, that the Participant is not physically, technically, or psychologically prepared for, or capable of participating in the program, or for any other reason that may compromise the safety, health or well-being of the Participant or the entire group. If this decision is made, the Participant will not receive any refunds or credits and will be financially responsible for any additional costs associated with an early departure, including but not limited to, evacuation, transportation, hotel reservationss, meals, etc.

Zero Tolerance Harassment Policy

Rainier Mountaineering, Inc. (RMI) does not tolerate harassment or mistreatment of our participants or employees. Inappropriate conduct under this policy may include conduct that creates a disrespectful, intimidating, hostile, degrading, humiliating, or offensive environment for a participant or employee. Engaging in such conduct is a violation of this policy.

RMI may consider conduct to violate the policy even if it falls short of unlawful harassment under applicable law. When determining whether conduct violates this policy, we will consider whether a reasonable person could conclude that the conduct created an intimidating, hostile, degrading, or demeaning environment.

Violation of this policy may result in removal from a program, as well as refusal to provide services indefinitely. We place the utmost value on the safety of our participants and employees. Please report any incidents to RMI management.

Age requirements

All participants must be 18 years old at the time of registration.

Photo Release

RMI’s Photo Release outlines the terms and conditions for using your likeness in photographs, videos, or other digital media. 

I hereby grant Rainier Mountaineering, Inc. (RMI) or its affiliates permission to use my likeness in a photograph, video, or other digital media (“photo”) in any and all of its publications, including web-based publications. By granting permission, you allow RMI to utilize these media for lawful purposes. 

Here are the key points:

1. Authorization: You authorize RMI to edit, alter, copy, exhibit, publish, or distribute the photos.
2. Ownership: All photos become the property of RMI and will not be returned.
3. Compensation: You will not be compensated for these uses.
4. Rights: RMI exclusively owns all rights to the images, videos, and recordings and to any derivative works created from them. 
5. Waiver: You waive the right to inspect or approve printed or electronic copies.
6. Release: You release Rainier Mountaineering, Inc. and its assigns and licensees from any claims arising from these uses, including defamation, invasion of privacy, rights of publicity, or copyright.
7. Hold Harmless: You hold harmless, release, and forever discharge RMI or its affiliates from any and all claims, demands, and causes of action which I, my heirs, representatives, executors, administrators, or any other persons acting on my behalf or on behalf of my estate have or may have by reason of this authorization.

Summit Attempt

RMI cannot guarantee that you will reach the summit. Weather, route conditions, your own abilities, or the abilities of other climbers may create circumstances that make an ascent unsafe, and you or your entire group may have to turn around without reaching the summit.

Failure to reach the summit due to a person’s own lack of fitness or to any of the events associated with mountaineering (such as weather, route conditions, avalanche hazard, team dynamics, etc.), are not Rainier Mountaineering, Inc.’s responsibility and will not result in a refund, credit, or reschedule.

General Policies

RMI’s program schedule and itineraries are subject to change or adjustment based on a number of factors. These include, but are not limited to, route conditions, weather, group strength, terrain, other environmental factors, and many other factors. RMI has complete discretion to change plans to accommodate any of these or other factors, including but not limited to increases in program fees, changes to program schedule or itinerary, and changes to guides or staff, as necessary for the proper and safe conduct of the program. Once the program has started, the Lead Guide will decide on any changes to the itinerary, including ending the program early if the continuation of the program may compromise the safety, health, or well-being of the group.

We reserve the right to cancel any program due to inadequate signups, weather, route conditions, or for any other reason. In such a case, we will make every effort to reschedule the Participant on a different program date. If rescheduling is not possible, we will issue the Participant a refund for all program fees paid to RMI, less any non-refundable payments made on behalf of the Participant to secure any of the included land costs provided for this program, including, but not limited to, hotel accommodations, transportation, transfers, tours, group equipment and food, permits, and local outfitter services, prior to the cancellation of the program. Additionally, RMI cannot be responsible for any non-refundable expenses the Participant incurred in preparation for the program (i.e., airline tickets, hotel reservations, rental cars, equipment purchases or rentals, etc.).

Once a program begins, there are no refunds or credits for weather-related cancellations or for a program that may end early due to weather, route conditions, or any other circumstances that may compromise the health, safety, or well-being of the group. Furthermore, if the Participant decides for any reason not to begin a program or to discontinue a program at any time, no refunds or credits will be issued. The Participant will be responsible for all additional costs associated with an early departure, including but not limited to evacuation, transportation, hotel reservations, meals, etc.

The Participant is responsible for any costs due to COVID-19, including but not limited to, any testing fees to enter another country, tests required to return to the US, and/or costs associated with medical care and/or quarantine such as hotel accommodations, meals, separate transportation, etc.

Land Costs are provided as a package, and refunds or credits will not be issued for any unused meals, accommodations, group transportation, or other unused costs. Accommodations are based on double occupancy. A Single Supplement Fee will be charged to those Participants occupying single accommodations either by choice or circumstance. If you are willing to share a room, we will make every effort to pair you with another same-gender team member. We will match willing same-gender team members based on the order of registration date. If we are unable to match you with another same-gender team member, a single supplement fee will be charged. The availability of single accommodations is limited in most of the hotels where we stay, and single accommodations are not available while in the mountains.

The Participant understands and agrees that RMI assumes no responsibility or liability in connection with any travel and hospitality services provided to the Participant by other companies in connection with the program, including but not limited to, the services provided by airlines, hotels, rental cars, and transportation companies and that RMI is not responsible for any act, error, omission, or any injury, loss, accident, delay, irregularity, or danger by a supplier of travel or hospitality services to the Participant in connection with the RMI program. The Participant will be responsible for all costs associated with any travel delays, missed connections, or missing baggage that requires additional arrangements (separate transportation, hotel accommodations, meals, etc.) to be made on your behalf for you or your baggage to rejoin the program.